01 / Credit
Credit with clear rules
Each neighbor has an agreed limit, rate and dates. For trusted regulars, set 0 % and collect the exact amount.
- Per-customer limit
- Optional interest
- French amortization
- Late fees kept apart
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Give credit calmly.
Quina collects.
Every neighbor gets a limit and a due date. Quina works out what they owe, sends their statement and reminds them to pay, so you never have to knock on their door.
Free for up to 15 customers. No card needed.
The problem with the paper credit book
Six in ten Peruvian corner shops sell on credit. Almost all of them track it in a notebook that gets wet, gets lost and calculates nothing. And asking a lifelong neighbor for money is awkward.
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“I lost track of my neighbor’s tab.”
A stained or torn page is money that never comes back.
“I never bought that oil.”
Without dated detail, every collection turns into an argument.
“Two thousand soles are out on credit.”
And nothing in the till to pay the distributor’s truck.
Not another notebook.
Credit with rules.
Credit apps write down balances. Quina runs the whole credit: terms, billing cycles, collection and the counter.
02 / Statements
A statement every cycle
On the closing date Quina closes the cycle and itemizes it: what they took, when and how much. No more “how much do I owe you?”.
- Automatic settlement
- Purchases by date
- Free for neighbors
- Delivered by email
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03 / Collection
Collect without the awkwardness
Quina reminds them of the due date and flags late payments. Every charge is notified and neighbors have 48 hours to dispute it.
- Pre-due reminder
- Overdue notice
- 48 h to dispute
- Proof of every sale
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04 / Counter
Credit in three taps
Pick the neighbor, the product, done. If they are over the limit or the item is out of stock, Quina warns you first.
- Checks limit and stock
- Built for phones
- Up to 3 users on Pro
- Weighted-cost inventory
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This is how simple it is
Watch Don Lucho leave his notebook behind in one working day.
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Add your regular
Name, email, limit and due date. One minute per neighbor, just once.
Sell on credit at the counter
Every sale is dated and itemized. The neighbor is notified of the charge.
Quina collects on the due date
At closing it builds their statement and reminds them to pay. You just get paid.
How much money is out on credit?
Use your own shop’s numbers. The math stays on your device.
Money out on credit
S/ 2,400
Of that, S/ 240 a month is forgotten or late.
Bodega Pro (S/ 29 a month) pays for itself if Quina helps you recover 12.1 % of that.
Less than one sol a day
Neighbors never pay anything. Recovering a single S/ 30 debt already covers a month of Bodega Pro.
Casero
Leave the notebook behind, risk free.
S/ 0forever
No card needed.
Start free- Up to 15 customers on credit
- Full financial engine
- 1 user (you)
- Up to 50 products
- Manual email notices
Bodega Pro
The standard for busy corner shops.
S/ 29a month
Less than S/ 1 a day.
Try Pro for 14 days- Unlimited customers on credit
- Up to 3 users with roles
- Automatic payment and overdue notices
- Weighted-cost inventory
- Excel and PDF reports
- 20 AI assistant queries
Negocio Plus
For higher-volume businesses.
S/ 69a month
Less than S/ 3 a day.
Choose Plus- Everything in Bodega Pro
- Unlimited users
- Unlimited purchase receipts
- Priority automatic notices
- 100 AI assistant queries
What shop owners ask us
Recording a credit sale takes three taps on your phone: pick the neighbor, the product and confirm. It’s as fast as finding a pen.
You don’t have to charge it. Set the rate to 0 % for trusted regulars and collect the exact amount, or only apply interest when a payment is late.
They get their statement by email whenever they have signal, and you can show it on your screen or print it when they come to the shop.
No. Quina is software to organize your credit. It doesn’t lend money or charge per sale: you pay a flat subscription, or nothing on the Casero plan.
It is handled under Peru’s Personal Data Protection Law (Law No. 29733). We don’t share it with third parties and every neighbor can exercise their access, correction, deletion and objection rights.
No. Quina runs in your phone’s browser and you can add it to your home screen like an app.